Personal Accident

Personal accident cover protects you and your family in case of loss of earnings brought about by serious injury. You'll receive a payout in the event of a qualifying incident, which you can use to cover day-to-day expenses that you would be responsible for but are unable to make, and to cover any medical expenses.

Personal accident insurance kicks in and payouts are delivered if the policyholder is seriously and/or permanently disabled in the following circumstances:

• a workplace accident or injury

• criminal violence

• in a road traffic accident

• slips or spillages

• amputations, either immediately following the accident or as a result of the accident, within a certain timeframe (for example, 24 months)